Credit Cards are most helpful if you have lack of money and wish to do large purchasing. Initially, the related bank pays in your account and you need to re-spend the money for amount borrowed prior to the deadline. A charge card could be availed with a salaried in addition to self-employed professional after thinking about certain parameters. However, these parameters aren’t the same as loan provider to loan provider.
5 Best best Credit Cards in India for salaried individuals:
SBI SimplyCLICK Card
HDFC Platinum Plus Card
India Card by Bank asia
Citibank Cash back Card
Axis Bank Insta Easy Card
SBI Just Click- A card for shopping freaks!
SBI SimplyClick card is among the best Credit Cards in India without any annual fee.The financial institution gives your festive offers about this card too like BMS offer, Cleartrip offer, Zoom vehicle offer valid till March 2017.
Amazon . com.in gift certificate worth Rs. 5000 during the time of joining.
5X Reward points on shopping online.
10X reward points on shopping online with exclusive partners
E-vouchers worth Rs. 2000 on annual shopping of Rs. 1 lakh and Rs. 2 lakh each.
HDFC Platinum Plus Charge Card:
HDFC Platinum Plus Card is perfect for large purchasing with % fuel surcharge facility. The important thing options that come with HDFC Platinum are listed below:
2 Reward points on every Rs. 150 for spends as much as Rs. 50,000 per statement cycle. For incremental spends greater than Rs. 50,000 inside a statement cycle, you get 3 reward points per Rs. 150.
There’s % fuel surcharge waiver limited to Rs. 250 every billing cycle service tax relevant.
As much as 3-lifetime free add-on cards
Revolving credit facility in a nominal rate of interest.
India Card by Bank asia:
Bank asia offers India Card towards the salaried individuals with many attractive offers. The minimum annual earnings needed to try to get an India Card is Rs. .75 lakhs and above what are cheapest earnings criteria set by bank with regards to the eligibility.
Card valid in India and Nepal only
No charges relevant
The billing cycle comes from 16th of the present month towards the 15th from the the following month.
Gross annual earnings of Rs. .75 lakhs or over.
The payment will be made on or prior to the fifth from the succeeding month which makes it more appropriate for any salaried person.
There’s free up to and including minimum use of Rs. 20,000 prior to the annual renewal.
Interest-free credit for approximately 51 days and revolving credit in a preferential rate.
Citibank Cash back Charge Card: A card for online bill payments!
Here are the primary options that come with Citibank Cash back card:
Annual Fee is Rs. 500
5% cash back on movie tickets.
5% cash return on telephone bill payments.
5% cash return on Electricity Bill payments.
.50% cash return on other spends.
Axis Bank Insta Easy Charge Card:
Here are the options that come with the Axis Bank Insta Easy Card:
Versatility to alter the limit as reported by the requirement.
Wake up to 100% cash withdrawals.
Wake up to 50 days with no charges.